My journey of becoming financial independence by 35 years old
After a long week of work, I walk to my car and notice something is wrong, I couldn’t see the car light turn off when I unlock the car. After I put key in to start the car, I didn’t start. The first thought that went through my mind was, I forgot to close the door completely and the car wouldn’t start.
Normally, I’d call my insurance company with the road side assistant that they charge an extra $80, I ditched that after I switched my old car insurance. My other option was to call Mr.WRI up who happened to work for the same hospital and pulled him out of whatever important board meetings that he’s obligated to be there to rescue me. But I didn’t. I’ve been single (never married) for all my life, I wouldn’t make it this far if I had to rely on a man/partner every time my car broke down or any other small problem or issue I run into. Well, my hospital offered some exellent services, including the *school*Walk, or *school*police, and there were 4 phones on each level. I called, and the dispatcher send a nice young men with a battery power cable jumper. (I also had one at home which I don’t need anymore every since I got rid of my old Honda Civic).
I drove around town for two hours, hoping it would recharge the battery. The next morning, it still had a weak start. Two days later, I still couldn’t start the car without the help of the battery power cable jumper. It was time for a new battery. **You could go to a mechanic and they can test if your battery is salvageable, but I’ve changed at least three batteries in my cars before, if a battery can’t hold charge, don’t waste time and energy to recharge and risk getting stuck somewhere.
Well, as a frugalist, you bet that I’d check prices rigorously before having my battery changes. Around this town, I had fives options – Walmart, Sears, Costco, advance auto part, and Napa auto part
I hate Sears. I don’t have Costco membership. I could borrow from a friend but I don’t want to bother anybody.
Walmart price: 93.23$
Advance auto part: 111$
Clearly Walmart is the winner as advance auto part and Napa only replace the battery if one of their guys knows how to do it. Walmart includes that in their service, it took two minutes.
As a proud owner of 1xx shares of Walmart, I’m happy to spend it at my own company. 🙂 it’s a Monday afternoon, I’m happy to report that the store was packed, and the car services is doing well.
If you happen to have a luxury car with the anti-thief system, the radio will require a code after you change the battery. I still have the book with the code (if not you call the dealership, they’d give it to you after a bunch of command you can do on your radio), YouTube the instruction, and the radio works like a charm.
The real reason why I post this post is I have a friend who have an income of $160k between her husband and her and they have $0 savings. Some of their messed up finance includes:
After I told her that
“you are an adult now, you are done with school, you can learn new things like how to take car of a house or a car, it’s just part of a growing up process. Taking on a little bit of responsibly and you’d save so much more.”
She very much think “car” is a man thing. If her husband is too busy for it, she has no business trying to battle with it.
The road to freedom isn’t always easy, if I rely on a man/partner to carry 100% of my we it, I wouldn’t be here today. School provided me with one of the most powerful tool, the ability to learn independently, the ability to continue to further my education without being in a traditional classroom. That, my friend, is how you tackle obstacles in real life.
In short, life events happen all the time, good and bad.
Full disclosure: I’m long WMT.